The open enrollment period for Marketplace (Obama care) health insurance in 2025 is November 1, 2024 through January 15, 2025. However, open enrollment dates can vary by state. During open enrollment, you can: Enroll in a health insurance plan, renew your health insurance plan, and make changes to your health insurance Read more
We are approaching Medicare’s Annual Enrollment Period. Your Advantage Plan will be going through some changes in 2025. You will begin to see television commercials, advertisements, and receive mail regarding these plan changes, and benefits. I work with all the major carriers for Medicare Advantage Plans in your area and Read more
Medicare Advantage Prescription Drug Plans (MAPDs) combine Medicare Parts A (hospital insurance), B (medical insurance), and often Part D (prescription drug coverage) into a single plan offered by private insurance companies approved by Medicare. Here’s what you need to know about MAPDs and related terms: Understanding these terms can help Read more
Critical Illness Coverage, also known as “Critical Care Insurance”, provides financial protection in the event you are diagnosed with a serious illness or medical condition. Here are some reasons why obtaining critical illness coverage may be beneficial: Overall, critical illness coverage can offer valuable financial protection and peace of mind Read more
Dental insurance is a type of insurance that covers dental health and care. It is important to have dental insurance because dental health, also called oral health, is important to your overall health. You can purchase dental insurance as part of a medical insurance health plan or as a separate Read more
The difference between HMO and PPO is a common question that many people have when choosing a health insurance plan. HMO stands for Health Maintenance Organization, and PPO stands for Preferred Provider Organization. Both are types of managed care plans that offer coverage for medical services, but they have some Read more
Health insurance is a type of insurance that covers the cost of medical expenses for individuals or groups. Health insurance can help self-employed people pay for health care services and prevent financial hardship in case of serious illness or injury. Here are some of the benefits of health insurance for Read more
Medicare Advantage plans are health insurance plans offered by private companies that contract with Medicare to provide coverage for hospital, medical, and prescription drug costs. Medicare Advantage plans are rated by Medicare.gov based on their quality and performance across five categories: screening tests and vaccines, management of chronic conditions, member Read more
The Annual Election Period (AEP) in Medicare, also known as the Medicare Open Enrollment Period, is an important time for Medicare beneficiaries to review and make changes to their Medicare coverage. The AEP typically occurs every year from October 15th to December 7th. During this period, Medicare beneficiaries can make Read more
The Medicare Annual Enrollment Period – AEP for short – is a set time each year for changing your Medicare coverage choices if you choose to. AEP runs from October 15 to December 7. New coverage choices go into effect on January 1. You can make a variety of changes, none Read more