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Health Insurance

2025 Marketplace Sign Up Period

The open enrollment period for Marketplace (Obama care) health insurance in 2025 is November 1, 2024 through January 15, 2025. However, open enrollment dates can vary by state.  During open enrollment, you can: Enroll in a health insurance plan, renew your Read more…

By hstkarla, 8 monthsOctober 19, 2024 ago
Medicare

Medicare’s Annual Enrollment Period

We are approaching Medicare’s Annual Enrollment Period. Your Advantage Plan will be going through some changes in 2025. You will begin to see television commercials, advertisements, and receive mail regarding these plan changes, and benefits. I work with all the Read more…

By hstkarla, 9 monthsAugust 26, 2024 ago
Medicare

What Are Medicare Advantage Prescription Drug Plans (MAPDs)?

Medicare Advantage Prescription Drug Plans (MAPDs) combine Medicare Parts A (hospital insurance), B (medical insurance), and often Part D (prescription drug coverage) into a single plan offered by private insurance companies approved by Medicare. Here’s what you need to know Read more…

By hstkarla, 1 yearMay 8, 2024 ago
Health Insurance

Critical Illness Coverage

Critical Illness Coverage, also known as “Critical Care Insurance”, provides financial protection in the event you are diagnosed with a serious illness or medical condition. Here are some reasons why obtaining critical illness coverage may be beneficial: Overall, critical illness Read more…

By hstkarla, 1 yearMarch 14, 2024 ago
Dental

Dental Insurance Basics

Dental insurance is a type of insurance that covers dental health and care. It is important to have dental insurance because dental health, also called oral health, is important to your overall health. You can purchase dental insurance as part Read more…

By hstkarla, 1 yearFebruary 9, 2024 ago
Health Insurance

HMO? PPO? What’s the Difference?

The difference between HMO and PPO is a common question that many people have when choosing a health insurance plan. HMO stands for Health Maintenance Organization, and PPO stands for Preferred Provider Organization. Both are types of managed care plans Read more…

By hstkarla, 1 yearJanuary 1, 2024 ago
Medicare

5-Star Medicare Advantage Plans Explained

Medicare Advantage plans are health insurance plans offered by private companies that contract with Medicare to provide coverage for hospital, medical, and prescription drug costs. Medicare Advantage plans are rated by Medicare.gov based on their quality and performance across five Read more…

By hstkarla, 2 yearsNovember 13, 2023 ago
Health Insurance

Health Care for Self-Employed

Health insurance is a type of insurance that covers the cost of medical expenses for individuals or groups. Health insurance can help self-employed people pay for health care services and prevent financial hardship in case of serious illness or injury. Read more…

By hstkarla, 2 yearsDecember 5, 2023 ago
Medicare

 Annual Election Period (AEP) Coming Up!

The Annual Election Period (AEP) in Medicare, also known as the Medicare Open Enrollment Period, is an important time for Medicare beneficiaries to review and make changes to their Medicare coverage. The AEP typically occurs every year from October 15th Read more…

By hstkarla, 2 yearsSeptember 2, 2023 ago
Medicare

Just Around The Corner!

The Medicare Annual Enrollment Period – AEP for short – is a set time each year for changing your Medicare coverage choices if you choose to. AEP runs from October 15 to December 7. New coverage choices go into effect on Read more…

By hstkarla, 3 yearsSeptember 7, 2022 ago

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